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Who, me? [userpic]

Mrphl, mrphl

July 27th, 2009 (06:59 pm)
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Suppose you went into a restaurant, they took your order, and your money...and then told you they couldn't give you the food, because you had food at home. You'd demand your money back, right?

So how come Blue Cross gets to demand to know whether I have any other insurance?

Comments

Posted by: JT (learnteach)
Posted at: July 27th, 2009 11:30 pm (UTC)
Sigh.

Because the Gubbermint is paying the difference between your payment and what's actually being charged.

Posted by: Who, me? (metageek)
Posted at: July 28th, 2009 12:29 am (UTC)
Re: Sigh.

Uh, no, I don't think the government pays any part of my medical costs.

I (via my employer) pay Blue Cross $X/mo to pay my medical bills (modulo copays, etc.). If I choose to also pay, er, Harvard Pilgrim $Y/mo to do the same, that's my business.

(Deleted comment)
Posted by: Who, me? (metageek)
Posted at: July 28th, 2009 01:25 am (UTC)
Re: Sigh.

Because, written into the contract, is that this insurance is secondary to other insurances in some cases.

Yeah, I know; the annoyance is that this is legal.

(Deleted comment)
Posted by: metahacker (metahacker)
Posted at: July 28th, 2009 01:45 am (UTC)
grumpy

"Please list all the ways you can think of where we don't have to pay. We'll add others, and not tell you until you have a claim. Thanks!"

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